TERMS & CONDITION

Holistic Synergy

Effective Date: 1/1/2026

Welcome to Holistic Synergy (“Company,” “we,” “us,” or “our”). By accessing or using this website, services, programs, courses, digital content, or any related offerings (collectively, the “Services”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree, please do not use this website or our Services.

1. Use of Website & Services

You must be at least 18 years old to use this website or purchase Services. By using this site, you confirm that you are legally capable of entering a binding agreement.

You agree to use this website and Services for lawful purposes only and not in a way that infringes upon the rights of others or restricts their use and enjoyment.

2. Nature of Services (Educational & Informational Use Only)

Holistic Synergy provides spiritual coaching, personal development education, workshops, courses, meditations, written materials, and related content intended for educational and informational purposes only.

Our Services do not replace medical, psychological, psychiatric, legal, or financial advice. We do not diagnose, treat, cure, or prevent any disease or condition.

You acknowledge that:

• You are fully      responsible for your own physical, mental, emotional, and spiritual      well-being.
• Any decisions      or actions you take based on the Services are your own.

3. No Guarantees or Outcomes

Results vary from individual to individual. We make no guaranteesregarding outcomes, personal transformation, healing, financial results, or life changes resulting from participation in any program or use of content.

4. Payments, Purchases & Access

All prices are listed in U.S. dollars unless otherwise stated. By purchasing a product or service, you agree to provide accurate payment information and authorize us to charge the applicable fees.

Access to digital products, courses, or programs may be granted immediately upon purchase unless otherwise specified.

5. Refunds & Cancellations

Refunds and cancellations are governed by our Refund / Return Policy, which is incorporated into these Terms by reference. Please review that policy carefully before making a purchase.

6. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, videos, audio recordings, meditations, course materials, branding, and downloads, is the intellectual property of Holistic Synergy and is protected by copyright and intellectual property laws.

You may not:

• Copy,      reproduce, distribute, sell, or exploit content for commercial purposes
• Modify or      create derivative works without written permission

Personal, non-commercial use only is permitted.

7. User Conduct

You agree not to:

• Use the website      for harmful, abusive, defamatory, or unlawful purposes
• Attempt to gain      unauthorized access to systems or data
• Disrupt the      operation or security of the site
• Misrepresent      yourself or impersonate others

We reserve the right to restrict or terminate access if these Terms are violated.

8. Third-Party Links

This website may contain links to third-party websites or services. We are not responsible for the content, policies, or practices of third-party sites and encourage you to review their terms independently.

9. Limitation of Liability

To the fullest extent permitted by law, Holistic Synergy shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

• Use or      inability to use the website or Services
• Reliance on any      information provided
• Errors,      interruptions, or technical issues

Your use of this website and Services is at your own risk.

10. Indemnification

You agree to indemnify and hold harmless Holistic Synergy, its owners, affiliates, instructors, and representatives from any claims, damages, liabilities, or expenses arising from your use of the website or violation of these Terms.

11. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

12. Changes to Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective upon posting. Continued use of the website constitutes acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the United States and the State in which Holistic Synergy operates, without regard to conflict of law principles.

14. Contact Information

If you have questions regarding these Terms, please contact:

Holistic Synergy
Website: https://www.holisticsynergy.org
Email: terri@holisticsynergy.org